516 744 2850

20 Greenwich Avenue, Bayville, ny Beachfront
reduced-$1,798,000

20 Greenwich Avenue, Bayville, ny Beachfront reduced-$1,798,00020 Greenwich Avenue, Bayville, ny Beachfront reduced-$1,798,00020 Greenwich Avenue, Bayville, ny Beachfront reduced-$1,798,000

20 Greenwich Avenue, Bayville, ny Beachfront
reduced-$1,798,000

20 Greenwich Avenue, Bayville, ny Beachfront reduced-$1,798,00020 Greenwich Avenue, Bayville, ny Beachfront reduced-$1,798,00020 Greenwich Avenue, Bayville, ny Beachfront reduced-$1,798,000

516 744 2850

Exclusively offered by Owner & licensed  Broker,

Thomas Kevin Murtha.  

Legal Two Family on your Quarter Acre of Deeded Beach

Legal Two Family on your Quarter Acre of Deeded Beach Legal Two Family on your Quarter Acre of Deeded Beach Legal Two Family on your Quarter Acre of Deeded Beach

Exclusively offered by Owner & licensed  Broker,

Thomas Kevin Murtha.  

Legal Two Family on your Quarter Acre of Deeded Beach

Legal Two Family on your Quarter Acre of Deeded Beach Legal Two Family on your Quarter Acre of Deeded Beach Legal Two Family on your Quarter Acre of Deeded Beach

Property Overview

Property Overview & History A century ago, this resilient waterfront structure served the bustling ferry trade between Greenwich, Connecticut and Bayville NY through the  Long Island Sound. Following World War II, this historic commercial property was meticulously transformed into a premier two-family residence. Today, it stands as a modernized seaside retreat, offering a versatile floor plan surrounded by sweeping water views. Whether utilized as a private family compound or a strategic investment, this property represents a rare blend of historical charm and modern luxury.

Interior Sophistication * Expansive Space: Over 3,500 square feet of airy interior living space within a 5,000-square-foot total structure.

  • Flexible Accommodations: 5 generous bedrooms and 3.5 modern bathrooms.
  • Designer Finishes: High-resolution surround sound, a professional-grade Viking stove, and audiophile-grade built-in 11-speaker surround sound with REL subwoofer.
  • Smart Infrastructure: Upper-level boiler room designed with a waterproof "pan" and dedicated drain, dual central air units, and dual hot water heaters.

The Private Shoreline Experience true exclusivity with approximately 80 feet of private beach frontage and over 11,000 square feet of deeded land extending to the "mid-high tide line."

  • Outdoor Resort: Deeded beach access includes bar seating,  hot tub, and covered living-room style seating. Three remote awnings. Multiple skylights. 
  • Community Perks: Membership in the Greenwich Avenue Home Owners Association (no dues) and permit-only street parking for residents.
  • Strategic Neighbors: Adjacent to the historic Walls Wharf and within walking distance to the Crescent Beach Club.

Owner/Broker Assurance To ensure a seamless transition, the property includes:

  • A one-year Premium Home Shield Warranty covering all home systems.
  • One year of prepaid, assignable FEMA-backed flood insurance.
  • Remote front gate and comprehensive online security camera system.

HOA – No Dues The Greenwich Avenue Home Owners Association is comprised of myself and the other few property owners on Greenwich Avenue. There are no mandatory Association Dues because street management is on a volunteer basis. I serve as president of the Association. Upon a sale, I can recommend the new owner as president to interact with the Village; or the several other owners can make the selection. A copy of the Greenwich Avenue Property Owners Association designation is available on request.

Frequently Asked Questions

What are the taxes and major operating costs? Approximate Annual Expenses:

  • Nassau County Tax: $21,932
  • Village, School, and Water: $4,602
  • Flood Insurance (FEMA discounted, assignable, includes reserve fund): $3,973. (12 months to be prepaid by Seller at closing).


How will the Flood Insurance be "Pre paid" by seller at closing?  To simplify the

What are the taxes and major operating costs? Approximate Annual Expenses:

  • Nassau County Tax: $21,932
  • Village, School, and Water: $4,602
  • Flood Insurance (FEMA discounted, assignable, includes reserve fund): $3,973. (12 months to be prepaid by Seller at closing).


How will the Flood Insurance be "Pre paid" by seller at closing?  To simplify the closing process, the seller will prepay the first year of this insurance premium in full in the form of a "credit" of $3,973 to be applied to the purchase price. 


Is the flood insurance transferable? Yes. The current FEMA-backed flood insurance is fully assignable to the new owner.


What are the  boundaries of the private beach? Unlike many coastal properties where ownership ends at the bulkhead, this deeded property extends approximately 80 feet wide and runs north all the way to the "mid-high tide line." This ensures your quarter-acre of deeded land provides a level of shoreline privacy and space that is rare for the area.


How is parking managed on Greenwich Avenue? Greenwich Avenue is a private-feel corridor with permit-only street parking for residents who live on Greenwich Avenue, with summer weekend day parking prohibited on the property side of the street. All enforceable by the Village Constable and Nassau County under NY Public Parking Law 2015-7. Additionally, the property features a private front gate for secure on-site parking.


What are the other neighboring beaches? To the east is the Bayville Soundside Beach, a gated community park with a playground available only to Bayville residents with a village permit. To the west is the private beach controlled by the Sound Beach Avenue property owners. This creates a quiet, residential buffer around the property.



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How flexible is the floorplan? The approximately 5,000 sq. ft. structure with 3,500 sq. ft. of living space has a flexible two-family floor plan with soundproofing between the units. It can be utilized as an owner's duplex with 3 bedrooms and 2.5 baths, plus a rental duplex with 2 bedrooms, private terrace, full bath, separate central AC,

How flexible is the floorplan? The approximately 5,000 sq. ft. structure with 3,500 sq. ft. of living space has a flexible two-family floor plan with soundproofing between the units. It can be utilized as an owner's duplex with 3 bedrooms and 2.5 baths, plus a rental duplex with 2 bedrooms, private terrace, full bath, separate central AC, and zoned heat with built-in washer/dryer; or a rental studio with separate kitchen, washer/dryer, and full (tub)  bath.

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What does the Premium Home Shield Warranty cover? The property will be delivered with a one-year Premium Home Shield Warranty paid for by the seller. This covers the repair or replacement of major home systems, including the dual central air units, plumbing, and electrical systems, providing the buyer with absolute peace of mind for the first year of ownership.


How is the climate and hot water managed for a two-family setup? The home is engineered for total independence and redundancy. It features two separate Central Air units (one for each apartment) and dual hot water heaters, ensuring that both living spaces have dedicated, high-capacity utilities without interference.

What kind of outdoor shade is available? The deck and outdoor living areas are equipped with large, remote-controlled rollup awnings. These have been recently fully rebuilt by the factory to "as-new" condition, providing instant shade and protection at the touch of a button.

Are the living spaces truly private and quiet? Yes. To ensure maximum privacy between the two-family living areas, the shared walls have been soundproofed on both sides, significantly reducing noise transfer and creating a peaceful environment for both occupants

What are the storage and natural light features? The home is bathed in natural light via multiple skylights. For storage, there is a clean, stand-up attic with ample space—a rare feature in waterfront homes that often lack storage depth.


How is the property secured? A comprehensive online security camera system is installed, allowing for remote monitoring of the property from anywhere in the world. This is in addition to the remote-controlled front gate


Does the home have fireplaces? Yes. The wood-burning fireplace is in the entry room with expansive windows facing the bea

How is the property secured? A comprehensive online security camera system is installed, allowing for remote monitoring of the property from anywhere in the world. This is in addition to the remote-controlled front gate


Does the home have fireplaces? Yes. The wood-burning fireplace is in the entry room with expansive windows facing the beach (currently serving as a formal dining room). It features a fully serviced chimney, chimney cover, cap, and flashing. The ceiling joists around the fireplace were professionally replaced. There is also a lifetime warranty on the custom-made stainless steel chimney cover that applies to any owner of the property. Receipts and warranty information are provided on request.

There is also a removable ventless gas fireplace in the other beach-facing room with expansive views of Long Island Sound (currently serving as the living room). This gas fireplace looks like a "built-in," but it can be removed if a new buyer wishes to remove the wall between the two large beach-facing rooms to create a massive open room on the ground floor.


What is the relationship with the neighboring restaurant? Walls Wharf is a long-standing local landmark that has been family-owned for generations. We maintain a positive relationship with the owners; they utilize valet parking seasonally to ensure the 20 Greenwich Avenue driveway remains clear. Their proximity offers a unique "amenity" feel, allowing for easy waterfront take-out and dining just steps from your door.


Are there noise restrictions for the nearby Crescent Beach Club? Yes. The Crescent Beach Club is a premier wedding destination, but it operates under a Memorandum of Understanding (MOU) with the local community. This agreement includes strict limitations on music volume, end times, and dates. 20 Greenwich Avenue is specifically included in this MOU, and a copy of the agreement is available for review upon request.




Experience the Best of 20 Greenwich Avenue Bayville, NY - Photo Gallery

    Covered Parking, Building Systems, Storage attIcs

    1/10

    Famous Bayville 4th of July as seen from your deck

     

    Relax watching breathtaking Sunsets from your deck

      Enjoy Visits from local wildlife to your back window, including deer, DOLPHINs, piping clover and OCCASIONAL pilot whales

        Save HUNDREDS OF THOUSANDS

        Aggressively Priced to Sell – Save Hundreds of Thousands of Dollars

        • $200,000+ Total Value Adjustment: Includes a direct price reduction of $190,000 plus substantial seller concessions.
        • Broker-Direct Savings: As a NYS licensed broker, the seller is passing the savings of traditional seller’s fees directly to the buyer.
        • Significant Market Discount: Offered at nearly $250,000 less than popular real estate listing website estimates and recent comparable area sales.
        • Exclusive Seller Concessions: Sale includes 12 months of prepaid (assignable FEMA-backed ) Flood Insurance PLUS  a comprehensive Home Shield Service Policy for Both Central Air, Boiler, Hot Water Heaters, Washer Dryers,  Stoves ( including the Viking Stove and Viking Vent and numerous other home systems ( copy upon request) . 

          Value Analysis & Published Records Further Outlined Below 


        Reported as of May 3, 2026

        I. Price History: 20 Greenwich Avenue 


        The current offering reflects a major price cut from previous listing levels, supplemented by added seller concessions.

        • 10/25/2025: Listing Removed at $1,988,000 ($559/sq. ft.)
        • Current Offering: $1,798,000 (Reflecting a $190,000 direct reduction)

            II. Published Real Estate Estimated 


        Current online valuations for 20 Greenwich Avenue sit significantly higher than the current asking price:

        • Zillow: $1,912,700
        • Homes.com: $2,042,000 ($574/sq. ft.           Property Highlights Noted by Estimates:
        • Water Views & Deeded Beach Access
        • Expansive Deck & Sound Frontage
        • Locust Valley High School (Rated A)
        • 3-minute walk to Soundside Beach Playground

        III. Comparable Sales Analysis

        Recent sales for comparable homes in Bayville are as high as $250,000+ more than the current price for 20 Greenwich Avenue Bayville NY As reported  two of those most recent sales  are for;  $1.900,000 and $2,050,000 respectively, with: 


        • Less square footage
        • Smaller lot sizes
        • Less on-site parking


        SOLD ON MARCH 27, 2026

        $1,900,000 

        Two Family 

        5 bd.   2 ba - Aprox. 2,875 sq ft 

        23 E Shore DR, Bayville NY 11709


        SOLD ON DEC. 23, 2025

        $2,050,000

        4 bd    3ba - Aprox. 2,838 sq ft 

        50 Ships Point Ln, Oyster Bay, NY 11771 


         NOW FOR SALE 

        $1,798,000

        Two Family 

        5 bd   3.5 ba - Aprox. 3,553 sq ft 

        6+ on site parking Plus private street parking . 

        20 Greenwich Ave Bayville NY, 11709


        IV. Detailed Seller Concessions

        To ensure a turn-key transition, the following are included in the sale:

        • Prepaid Flood Insurance: Seller will provide a credit to the Buyer for the first 12 months of assignable, FEMA-discounted flood insurance.
        • Comprehensive Warranty: Seller will pay for a Premium Home Shield Service Policy. This covers repairs of all home systems and appliances, including "double" systems (dual Central AC, dual water heaters, dual laundry, and zoned heat).
        • Premium Personal Property (Buyer’s Option): All outdoor furnishings and fixtures—including the hot tub, multiple seating areas, barbecue, and custom bar—are available to be included in the sale as well as a substantial portion of the indoor furniture. 

        About Thomas Kevin Murtha

        NYS Licensed Broker

        NYS Licensed Broker

        NYS Licensed Broker

        Thomas Kevin Murtha, Licensed Real Estate Broker NYS Broker Number: 10351220628. 

        Buyers Broker's Protected 


        NYS Licensed Broker

        NYS Licensed Broker

        Office- Murtha & Bird PC Attorneys at Law.

        45 Post Avenue  11590  

        (Cell) : 516-744-2850

        Direct Office 516-997-1075

        Property dedicated Email 20GreenwichBayville@Gmail.com 

        Your Savings

        NYS Licensed Broker

        Your Savings

        By eliminating a seller's broker commission this property  can be offered at a price that reflects a rare opportunity for a buyer.  

        Privacy Policy

        Privacy Policy Thomas Kevin Murtha, Broker, respects your privacy. I  do not share, sell, or rent your mobile information to third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.


        By providing your phone number, you agree to receive text messages from Thomas Kevin Murtha, Broker. Message and data rates may apply. Reply STOP to opt out. See our Privacy Policy for more details.


        Contact

        Thomas Kevin Murtha ESQ

        C/O Murtha & Bird  PC Attorneys 

        45 Post Ave. Westbury NY 11590

        Cell      (516)  744-2850  (preferred) 

        Direct  (516 ) 997-1075 

        NYS RE Lic.10351220628

        20 Greenwich Ave, Bayville, NY 11709, USA

        516 744-2850 Call or Email 20greenwichbayville@gmail.com

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